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Our differenceAnnual report for members Board compensation Board nomination Community involvement News Scholarships and grants The credit union difference Careers Contact us Join Other Kid Captain | OSU Beaver football Shred Days Personal Account and service fees Certificate accounts Checking accounts Debit card Free Checking Rewards Checking Senior Platinum Checking Teen Checking Deposit account rates Individual Retirement Accounts Insurance - Auto, home, life Join - Be a member Member Merits - rewards and discounts Money Market accounts Overdraft protection Routing number Savings accounts Basic Savings First-time Homebuyer Savings account Health Savings Account Kids accounts - Scottie Savers Club Teen savings accounts Loans Auto loans Guaranteed Asset Protection Mechanical Repair Coverage Debt consolidation Personal Loan Home loans Adjustable-rate home loan First-time Homebuyer Loan Fixed-rate home loan Home Construction Loans Home Equity Line of Credit Home equity loan Home loans for outside of WA and OR Jumbo Home Loan Land Loan Mortgage loan officers Refinance VA home loan Home loans rates and fees Loan rates Loan - Skip a Payment Pay your loan Payment Protection Personal Loans Personal Line of Credit Recreational vehicle loans RV loans Boat loans Motorcycle loans Student loans Visa ® cards Visa Rewards Visa Value Teen Visa Business Business banking services Deposit accounts Checking accounts Savings accounts Loans and lines of credit Loans Credit cards Lines of credit Tools and resources Online banking and cash management Insurance Merchant card services Investments & Insurance Insurance: Auto, home, life Investment Services Brokerage and advisory services Contact Investment Services CUSO Financial Services, L.P. Digital advice Financial advisors Investments Learning Center Retirement planning Self-directed online trading Seminars View My Portfolio Online services Account access App banking Branches & ATMs Estatements Forms online Mobile check deposit Money Management Online bill pay Pay It Now Text banking Digital wallet: Apple, Samsung Direct deposit Enroll in online banking Notifications: closures, holidays Pay your loan Phone: call-in services Call Center: 800-732-0173 Phone Access Teller Visa card protection Education Credit and debt toolkit Financial education resource center Financial calculators Financial education articles Financial literacy Fraud protection Report Fraud Newsletters Teacher and parent resources Videos Search: Home ownership starts here Learn more | Explore loans Certificate accounts as high as 4.85% Learn, earn more | Certificate accounts Upgrade to Rewards Checking for amazing member rewards Learn more | Rewards Checking Go paperless with Estatements Learn more | Estatements Oregon State Credit Union Home loans Oregon State Credit Union See our best home loan rates Get the home you’ve always wanted with personalized mortgage service. Learn more | Apply today Two options to save more Certificate accounts as high as 4.85% APY. Learn more about Certificate Accounts Investor’s Money Market Accounts as high as 2.25% APY. Learn more about Money Market Accounts Prepare your credit for homeownership 5/24 free webinar — Prepare your credit for homeownership Learn more or register here . Get prepped with our experts! View locations Pay your loan Apply for a loan Apply for a home loan Join the credit union Featured rates Great rates and low fees. Long term home loan APR as low as 6.81 % Certificate accounts APY as high as 4.85 % Auto loans best rate APR as low as 6.39 % Investor Money Market APY as high as 2.25 % Home equity APR as low as 8.50 % VISA card APR as low as 12.00 % Personal Loan APR as low as 11.99 % Home loan rates Deposit account rates All loan rates Prepare your credit for homeownership free webinar New free webinar — Prepare your credit for homeownership Register here | Prepare credit for homebuying Prepare your credit now — that’s the key to being ready to buy a home, Don’t miss this free webinar on May 24 presented by Community Education Director, Audrey Bailey and a Mortgage Loan Officer. They’ll guide you through the issues, including credit factors that could affect your application and more. Save for your Future You Save more money, budget better — here’s how Your personal finances affect all aspects of your life now — and in the future. But if you haven’t formed a saving habit (or have temporarily lost it!), here are some ideas to get you started saving, including the simple and effective 50/30/20 approach . Apply for an auto loan today Vehicle loans, all types Vehicle financing for work or play includes: car and truck loans ; new and used boat and RV loans ; and financing for ATVs, horse trailers, motorcycles , snowmobiles and personal watercraft. Free Checking less fee more free Free Checking: less fee, more free Get Free Checking today : choose from Free Checking, Platinum Checking or Teen Checking. Unmatched member service, competitive rates and fees, and more convenience. The credit union difference At the heart of your credit union there’s a difference Social purpose: people helping people Credit unions exist to serve their members’ financial needs, not provide a profit to third party investors. They know their credit union will be there for them in bad times, as well as good. The same people-first philosophy is at the heart of why credit unions and our employees get involved in the local community through charitable and other worthwhile causes. Learn more about the credit union difference Accessibility assistance: If you have difficulty accessing or using any portion or function of our online or mobile channels, please call us at 800-732-0173 or email us . We will work with you to provide the information, item, or transaction you seek in a manner that we believe is accessible for you, as we are able. Branches Contact us Careers Site Map Pay your loan Privacy policy LinkedIn YouTube Oregon State Credit Union PO Box 306 Corvallis, OR 97339 Phone: 800-732-0173 | Routing number #323274270 | NMLS #472475 Call Us Email Us Branch locations Pay your loan Home Our differenceAnnual meeting Annual report for members Board compensation Board nomination Community involvement History News Political advocacy Scholarships & grants Switch to Oregon State Credit Union The credit union difference Santa Dollars Careers Contact us Join Other Kid Captain Oregon State Beaver Football Shred Days Privacy Privacy policy California privacy statement Personal Certificate Accounts Checking accounts Debit card Free Checking Rewards Checking Senior Platinum Checking Teen Checking Deposit account rates Individual Retirement Savings Accounts Member Merits Money Market savings accounts Overdraft Protection Personal account and service fees Routing number Savings accounts Basic Savings account First-time Homebuyer Savings account Health Savings Account Kids savings accounts Scottie Savers Club Teen savings accounts Truth in Savings Disclosure Loans Auto loans Debt consolidation Personal Loans Home loans Adjustable-rate home loan FHA home loan First-time Homebuyer Loan Fixed-rate home loan Heloc rates fees disclosures Home Construction Loans Home Equity Line of Credit Home equity loan Home equity loan or HELOC Home loan outside OR and WA Home loans rates, fees, disclosures Jumbo Home Loan Land Loans Mortgage loan officers Refinance home mortgage VA home loan Loan rates Personal Line of Credit Personal Loans Recreational vehicle loans Boat loans Motorcycle loans RV loans Skip a Payment Student loans Visa® credit cards Teen Visa credit card Visa Rewards credit card Visa Value credit card Business Business banking services Business tools and resources Business online banking...